With the struggling economy, we're all looking for ways to save during the holiday season . The cool thing is that you can save in ways other than just on gifts! Here are some ideas to get you started: Make food serve double-duty as decorations. For example, winter squash, nuts, apples, and even herbs can be used as decorations before you use them in holiday recipes. Take care of yourself. The holidays are stressful for a lot of people, so take care of yourself by getting enough sleep
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There are a few out there who have come into instant wealth because of winning the lottery or hitting the jackpot. A few more have inherited wealth. However, most of us will have to gain our financial security the old-fashioned way - we will have to earn it. The problem is that most of us are too busy making a living that we don’t have the time to invest in gaining financial security. Especially in today’s economy, if we have any money left in our savings accounts, we have an uneasy sense of sec
Each Sunday I highlight the Carnivals I participated in over the past week, along with any notable articles that I came across. For those readers not familiar with carnivals, it’s where personal finance bloggers submit their best articles of the week with one blog serving as the host. The entries are separated into various categories such as Investing, Credit, Debt, Budgeting, Frugality, Wealth Building, Money Management, Financial Planning, Insurance, Taxes, The Economy, Real Estate, et. al.
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The spooky climate of the economy is having an effect on this year’s Halloween celebrations. Research conducted by the National Retail Federation shows that more consumers are planning to cut back or miss out on many of the traditional celebrations of Halloween. Nearly one in three consumers say that budgeting concerns and the economy will change how they celebrate Halloween this year. More than 88% of those surveyed say they plan to spend much less this year. Families are planning to spend l
by Frank Froggatt Right now just like many folks around the world I am going through some financial hard times. Because of the downturn in the economy and cutbacks right now my occupation is cut down to four days a week for the next six months, which is a 20% cut in pay. I doubt that my meager savings will help carry me through until my hours pick up again, so I have to go over my household budget and try to trim out any fat that I see. Since the premiums that I’m paying right now are kind of
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Three inarguable facts dominate California's system of financing state government: • It's a mess. • It's currently a mess in large part due to the deepest and most pervasive global recession since the Great Depression of the 1930s. • It's been a mess for much of the past three decades because the combination of an out-of date tax system, reckless spending and fickle voters has made state government extremely vulnerable to the ebbs and flows of the economy. While there's not much the stat
Proper financial planning is the key to avoiding living from paycheck to paycheck. We are living in trying times, which greater emphasizes the importance of budgeting your money. In order for our economy to come out of the recession before it gets to deep and long, we must start with the individual. By instilling proper financial planning principles into the masses people will start realizing how and what people can do with their money. I see people all the time living from paycheck to paycheck
Proper financial planning is the key to avoiding living from paycheck to paycheck. We are living in trying times, which greater emphasizes the importance of budgeting your money. In order for our economy to come out of the recession before it gets to deep and long, we must start with the individual. By instilling proper financial planning principles into the masses people will start realizing how and what people can do with their money. I see people all the time living from paycheck to paycheck
Proper financial planning is the key to avoiding living from paycheck to paycheck. We are living in trying times, which greater emphasizes the importance of budgeting your money. In order for our economy to come out of the recession before it gets to deep and long, we must start with the individual. By instilling proper financial planning principles into the masses people will start realizing how and what people can do with their money. I see people all the time living from paycheck to paycheck
“In a tough economy, you can connect with others and share ideas.” That’s the stated purpose of USAA’s latest social media effort centered around an online forum hosted at WhatsOnYourMind.com. In the forum, USAA encourages people to “share your thoughts and issues with us.” You don’t need to be a USAA member to participate in the forum. Members and non-members alike can go to the What’s On Your Mind site, create an account and start sharing their thoughts. The site allows Facebook u
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