Retirement Planning The Online Guide to Smart Retirement
September 21, 2009 by Smart Investing · Leave a Comment
Retirement Planning The Online Guide to Smart Retirement
Retirement is different things to different people. For those in their 20s, it’s a distant dream. For those in their 30s and 40s, it’s a minor concern. For those 50 and beyond, it’s a reality that must be dealt with. No matter what your age, you should start to prepare for your retirement and the sooner the better.
Retirement planning is about more than investing and saving. It’s also about enjoying your life after you decide to retire from your career or job. To fully enjoy yourself after retirement, you should have a plan on how you will spend your time and where you will live.
“Retirement Planning” teaches you how to safely plan for your retirement. You will learn…
* Things you should think about when starting your plan
* How to determine how much money you’ll need
* Maximizing your employer’s retirement plans
* How to find FREE MONEY in your employer’s retirement plans
* Investing in the stock market to grow your retirement savings
* And more!
Smart Investing with Exchange Traded Funds Higher Returns with Lower Costs Do It Yourself Strategies Without Paying Fund Managers
September 14, 2009 by Smart Investing · Leave a Comment
ETFs offer exceptionally low expenses, outstanding performance, and unparalleled transparency. But, the number and variety of choices can be overwhelming. Now, one of the field’s leading experts cuts through the ETF hype, offering a start-to-finish plan for choosing the right ETFs and using them to beat the market, year after year.
Dr. Marvin Appel explains exactly how ETFs work, what they can and cannot do, and why they’re not all equally attractive. Then, drawing on objective data and proven, back-tested strategies, he shows you how you can quickly move into the right ETFs at the right time, consistently staying on the winning side of major market trends.
Appel illuminates every facet of ETF investing: quantifying potential risk and reward, using ETFs to improve diversification, implementing simple ”active strategies,” deciding when to move into cash, and more. He also presents a full chapter on international ETF investing, as well as a discussion on how ETF investing can reduce your taxes.
From start to finish, this book candidly assesses risks, costs, and rewards, helping you become an informed ETF consumer and a powerfully effective ETF investor.
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Use ETFs to invest like the big players
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Drive down costs and fully leverage diversification, the only “free lunch” on Wall Street
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Learn what your investment advisors won’t tell you
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The objective truth about ETF costs, risks, and opportunities
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Build your “one-decision” portfolio
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Profitable investing has never been this easy
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Drive even greater profits with proven “active” strategies
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Simple asset allocation strategies you can implement in just minutes
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Choose ETFs that match your investment style
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Build a profitable portfolio you’re comfortable with
The first step-by-step investment program built around low-cost, top-performance ETFs!
Back-tested, verifiable strategies from one of the world’s leading ETF experts!
All you need is a discount brokerage account, a few minutes on the Internet each month, and this book!
ETFs give investors the best of all worlds: instant diversification, unprecedented flexibility for profiting from market shifts, and incredibly low costs. Now, there’s a step-by-step, plain-English guide to profiting from ETFs from one of the world’s leading experts.
Chapter 1 Exchange-Traded Funds (ETFs): Now Individuals Can Invest Like the Big Players
Chapter 2 The Multifaceted Stock Market: A Guide to Different Investment Styles
Chapter 3 A One-Step Strategy for Selecting Superior Investments: Indexing
Chapter 4 Investment Risk: A Visit to the Dark Side
Chapter 5 How Well Are Your Investments Really Doing? Risk-Adjusted Performance
Chapter 6 Diversification: The Only Free Lunch on Wall Street
Chapter 7 The One-Decision Portfolio
Chapter 8 When to Live Large: An Asset Allocation Model for Small- Versus Large-Cap ETFs
Chapter 9 Boring Bargains or Hot Prospects? Choosing Between Growth and Value ETFs
Chapter 10 When Is It Safe to Drink the Water? International Investing
Chapter 11 What Bonds Can Tell You About Stocks: How to Use Interest Rates
Chapter 12 It’s a Jungle Out There: Selecting from Among Different ETFs with Similar Investment Objectives
Chapter 13 The Ultimate ETF Investment Program in Just 30 Minutes Per Month
Appendix Internet Resources for ETF Investors
Index
Why Do Bad Investments Happen to Smart People
August 29, 2009 by Smart Investing · Leave a Comment
Why Do Bad Investments Happen to Smart People
Why do so many smart professional people make bad investments? Why do they often fail to accumulate significant wealth and sometimes make truly disastrous financial decisions? This book offers some answers to these questions. It then provides specific recommendations to help doctors, lawyers, scientists, teachers, and many other intelligent people avoid serious financial errors and achieve superior investment results. Sensible self-directed investing with long-term compounding of returns and avoidance of all unnecessary fees can produce remarkable accumulations of capital with limited risk. You can choose to be successful as a largely passive investor or as one more seriously involved in making individual investment decisions. This book tells you how to do it. Buying this short volume and then putting its advice into practice may become the most important financial decisions you have ever made.
User Ratings and Reviews
5 Stars Kirkus Discoveries review
Concise, punchy, and chock full of fantastic ideas, this financial manual is worth its weight in gold.
The thesis of Schulman’s carefully crafted investing guide is both simple and compelling. The skills that one develops as a doctor, lawyer, professor, or other professional will not necessarily help one invest money well. Ultimately, these “professional” skills may actually be harmful in the market. This book helps readers right their financial ships with a small, forceful dose of good advice. The author’s recommendations includes those culled from the writings of some of the most prominent financial minds of our generation including Warren Buffett, Charles Munger, and John Bogle. Viewed in this light, this volume is a compilation of wisdom whose worth has been proven by some of the richest people in America. Schulman presents these and his own synthesis of investment philosophies in a way that is simple, accessible, and refreshingly direct. Some of his counsel is just good common sense; some is counterintuitive; but all of it is supported by clear reasoning and convincing evidence.
VALUABLE FINANCIAL WISDOM FOR THE WISE.
5 Stars Investing Advice Made Understandable
This slim and direct book does a great service for all the smart people who have investable assets but don’t have the time or inclination to learn how to invest wisely while minimizing advisory or management fees that take a big chunk from your returns. Dr. Schulman is a world famous physician and entrepreneur who brings his laser focus and intelligence to bear on an investment strategy that is both simple and highly effective. If you lack the confidence to manage your own investments, follow this book’s advice to optimize your investment returns.
5 Stars Good Advice
As an eighty four year old physician-scientist (Ph.D. , M.D.) who has experienced numerous recessions and a few bull markets, I feel quite capable of critiqueing Dr. Schulman’s book. Yes, I was successful and devoted in my prrofession, but i relied on others for financial advice without devoting enough of my personal efforts to try to understand some of the fundamental arithmatic behind making the best investment choices. When I started to make enough money to save I believe Dr. Schulman’s book would have been tremendously helpful and I could have avoided many pitfalls. I can attribute most of these to believing friends and financial advisors had some kind of special formula to be above average investors. Dr, Schulman makes no concessions about how important personal analysis and involvement is and provides straight forward advice about how to do this.
I recommend this book to anyone anxious to change their luck or who has the opportunity to build a solid plan for secure financial health. I have purchased additional copies for my grandchildren along with the caveat that strict discipline must be used to avoid static from financial advisors anxious to market incompatible products.
5 Stars Why smart people go wrong
This book begins by explaining that professionals in many fields sacrifice a high portion of potential investment return by paying for financial advice - even though the amounts paid may seem small. They do so because they realize that they are not professional investors, and they rightly believe that in their field of expertise uninformed individuals profit from seeking professional advice. Their mistake is to assume the same is true with respect to investing. Of course, relative to totally uninformed investing, professional financial advice can be worth a lot. But by following a few simple rules, which are well described in the book which require almost no time on the part of the professional, the non-professional investor can do better - potentially much better - than by paying for financial advice. Furthermore, if a person is willing to spend time with their own investments, the book describes how he or she can do even better. So read this book; it won’t take you long, and the return per hour invested in reading it could be very large.
4 Stars Why Do Bad Investments Happen to Smart People?
Dr. Schulman’s Book “Why Do Bad Investments Happen to Smart People?” is a useful resource for young professionals and those that are just starting to consider how to invest. The commonsense approach to investing provides a good starting point for those considering whether a passive or active investing style is right for them. I found it timely for me personally as it helped me decide that a passive, index fund approach to investing fits my present needs. The book also provides ideas from successful investors like Warren Buffett and suggests books by or about them that will help interested investors expand their knowledge.
Fighting Fraud 101 Smart Tips for Older Investors
July 27, 2009 by Smart Investing · Leave a Comment
Fighting Fraud 101 Smart Tips for Older Investors
Scam artists frequently target Americans nearing or in retirement. The typical fraud victim is college-educated and financially savvy. This booklet will help you learn the psychology of a scam, and how to protect yourself.
Lucky Or Smart Fifty Pages for the First Time Entrepreneur
June 26, 2009 by Smart Investing · Leave a Comment
Lucky Or Smart Fifty Pages for the First Time Entrepreneur
For anyone looking to spend an hour or so conversing one-on-one with a successful Internet entrepreneur, Peabody has put his end of that conversation in writing. As founder of a startup, Tripod, Inc.
